Your use of this site and the information available through it is subject to the following terms and conditions, as amended by us from time to time.
Where access to restricted parts of this site is subject to more specific terms, those terms apply instead.
These terms shall be governed by and construed in accordance with English Law.
The information on this site is for general information purposes only and does not claim to be comprehensive or provide business, financial, legal or other advice. Whilst we endeavour to ensure that the information on this site is correct, no warranty, expressed or implied, is given as to its accuracy and we do not accept any liability for error or omission.
We shall not be liable for any damage (including, without limitation, damage for loss of business or loss of profits) arising in contract, tort or otherwise from the use of, or inability to use, this site or any material contained in it, or from any action or decision taken as a result of using this site or any such material.
The copyright and all other intellectual property rights in all material on this site is vested in Accidents Happen. You may do the following:
Apart from the above consents, none of the content of this web site may be copied or otherwise incorporated into or stored in any other web site, electronic retrieval system, publication or other work in any form (whether hard copy, electronic or other) without our prior consent.
The above consents do not authorize you to incorporate any part of this site in any commercial document or in any material sold or otherwise made available for profit without our prior consent.